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The Buying Process

 

 


Step 9:  APPRAISAL & INSURANCE

If you are getting a new loan to purchase the house, the lender will order an appraisal.  Although the cost (paid at closing) is about the same as the inspection, these are two very different things. 

The purpose of the appraisal is simply to verify, for the lender that the house is worth the sales price.  Most of the time, this is just a formality, but if the house does not appraise at the price you are paying, you may elect to terminate the contract, or we can attempt to negotiate a resolution with the seller.

You will be required to obtain Home Owner’s Insurance in order to close on your new home.  Be sure to secure insurance with a reputable provider.  Visit the Resource Center to get information on my favorite Home Owner’s Insurance provider!

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Step 1      Step2      Step3      Step 4      Step 5      Step 6      Step 7

 Step 8      Step 9      Step 10      Step 11      Step 12      Step 13      Step 14

 

 

 

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Shelli Dore, REALTOR®  Coldwell Banker Residential Brokerage, Colorado 
Direct 303.931.9944 ~ Voice Mail 303.942.0648

[e] Sold@ShelliDore.com [i] www.ShelliDore.com

Certified Distressed Property Expert, Council of Residential Specialists, GraduateRealtor Institute

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